Planning to buy or refinance a home in Florida? Get expert mortgage advice, tips for first-time buyers, and DSCR loan guides on Yvette Pagan Fermin's blog.
Let me describe someone I talk with often. This is a hypothetical, not a specific client, but if you own rental property in Florida, you may recognize yourse...
Your bank account says you earn one number. Your tax return says another. So, which one is the mortgage lender going to read?
Picture a couple standing in the driveway of a house they love. The yard is big, the price feels reachable, and then their agent says, "I think this one sits...
A USDA loan in Florida can be a practical way to step into homeownership, especially if you feel stuck renting or priced out of the popular coastal spots. It...
What payment would let you sleep well at night? Not qualified for. Sleep well at.
Picture a third-grade teacher in Orlando. Steady paycheck. Good credit. A folder full of saved listings. And about $6,000 in the bank, because someone told h...
Getting a self-employed mortgage in Florida can feel stressful. Your income might be strong, but proving it to a lender is a whole different challenge. There...
Getting mortgage preapproval in Orlando is one of the smartest first steps you can take before you move to Central Florida. Whether you are coming for a new ...
Can I tell you something that drives me a little crazy?
Here's a question I get a lot from retirees looking at their next move: "Is there a way to buy a new home down here without taking on another 30-year payment?"
Summer in Florida means one thing for sure: people are moving around. Families on vacation, remote workers testing out a new city, folks staying a few extra ...
Getting preapproved for a home loan in Florida feels exciting. You finally see a number on paper and start scrolling photos of shiny kitchens and condo pools...